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Business Finance & Leasing for UK Businesses & Schools
Flexible funding without the upfront strain. From equipment leasing to education finance, ELS delivers fast approvals and sector-specific expertise.
- Affordable, cashflow-friendly monthly payments
- UK-compliant leasing options for schools & academies
- Transparent terms with no hidden surprises
TRUSTED FUNDERS & PARTNERS
Why Choose ELS for Business Finance?
Finding the right finance partner isn’t always straightforward.
Banks can be slow, and some brokers push one-size-fits-all products. At ELS, we take a different approach...
Listening first, then tailoring finance around your business or school.
Fast approvals (48–72 hours)
Time matters in business. That’s why most applications are approved within 2–3 working days, so you can move quickly.
Dedicated account manager
You’ll have a single point of contact who understands your sector and keeps the process simple from start to finish.
Flexible, transparent terms
We don’t believe in hidden fees. Every agreement is clear, tailored, and structured to fit your cashflow.
Startup-friendly options
Whether you’re a new clinic, school, or business, we offer finance that supports growth without draining reserves.
Proud Founders of the Guild of Business Finance Professionals
At ELS, we believe in raising the standard of business finance. That’s why we’re proud to be founding members of the Guild of Business Finance Professionals. An independent body committed to ethics, excellence and education across the industry.
Business Finance & Leasing Options We Provide
At ELS, we know every business and school has different priorities. Our range of business finance & leasing options help UK schools and SMEs spread costs without strain, including...
Equipment Leasing for SME's & Schools
Upgrade essential equipment without large upfront costs. From IT and office kit to medical and salon devices, we spread the cost into affordable monthly payments.
Need more detail? Learn more about Equipment Leasing and how it helps SME's spread costs
Cashflow Friendly Business Funding
Access working capital for VAT, tax and cashflow loans. Ideal for keeping operations smooth when bills or growth opportunities arrive at the same time.
Need more detail? Visit our Business Funding page to see some of your options.
Energy Finance for Net Zero Projects
Support your sustainability goals with funding for LED lighting, solar PV, battery storage, as well as new, emerging net-zero technologies.
Need more detail? Learn more about Energy Finance for your project
Compliant Education Finance
Compliant leasing for schools and academies, helping you invest in school equipment, renewable energy and LED solutions while staying within UK regulations.
Need more detail? Take a look at out our Education Finance for more.
Try Our Business Finance & Leasing Calculator
Want to see how much your finance could cost each month? Use our simple calculator to get an instant estimate (no obligation).
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24
36
48
60
£0.00
*For illustration purposes only. This is not an offer or quote for business finance. if you are new start business or educational / local authority entity these guidelines rates are not applicable. Please contact us direct for a quote.
Client Stories & Results
Real-world examples show how the right finance can unlock growth, savings, and sustainability.
ELS and their team are very professional and always deliver the best advice and the right solutions to finance our coffee machines and hot taps to our end users.
Mark McDermott
Really pleased.
Stuart has a keen focus on offering excellent customer service.
J.H.
ELS has been really helpful in arranging finance solutions for our business!
A pleasure to deal with and would highly recommend.
Marcus Alexander
CASE STUDY
Primary School, Co. Antrim
This primary school accessed business finance & leasing to fund their ambitious project to slash energy costs and boost sustainability. By installing state-of-the-art, energy-efficient lighting, the school achieved a remarkable improvement in light quality. They cut lighting costs significantly, and are set to reduce carbon emissions by 336 tonnes over five years. This remarkable initiative, reducing electricity use for lighting, translates to over £24,000 of annual energy savings. They worked closely with ELS and the lighting provider. We tailored a 7-year agreement ensuring financial positivity throughout its term.
58%
Electricity Reduction
CASE STUDY
Multi Academy Trust, Manchester
This school trust, encompassing four environmentally conscious schools, committed to enhancing their sustainability while enriching the learning environment. Driven by the goal to minimise their carbon footprint and energy usage, the trust invested in an LED lighting upgrade across all schools. This was executed with minimal disruption. This strategic move not only improved lighting quality but also achieved a remarkable 63% reduction in lighting costs. That translated to £251,005 in savings over a decade. Furthermore, this initiative significantly cut carbon emissions by 560 tonnes, showcasing the trust's dedication to environmental stewardship and fiscal responsibility.
63%
Cost Reduction
CASE STUDY
Aesthetic Clinic, N. Ireland
A private medical clinic in Northern Ireland was looking to obtain a new laser machine for medical and aesthetic skin concerns. An £80k machine would make a significant impact on the company's cash flow, so they decided to explore alternative payment options.
The customer didn't want a traditional business loan and didn't want to own the machine at the end of the term. ELS arranged a suitable business finance & leasing agreement which met the customers' needs at affordable monthly repayments.
100%
Affordable
FAQs – Business Finance & Leasing in the UK
Business finance covers a range of funding options, while equipment leasing is a specific way to spread the cost of assets into monthly payments. With leasing, you don’t need a large upfront outlay, and costs can often be offset against taxable profits.
At ELS, most applications are approved within 48–72 hours. That means you can move ahead with equipment purchases or projects without delays.
Yes. We provide UK-compliant operating leases designed specifically for schools and Multi-Academy Trusts, so you can upgrade equipment or invest in energy projects while meeting regulations.
Absolutely. We regularly support new businesses with tailored business finance & leasing structures that help preserve cashflow while still investing in the right equipment.
Almost any business-critical asset... From IT and office kit to catering, medical and renewable energy equipment. Our Equipment Leasing page
has full details.
In many cases, lease payments can be treated as a business expense and offset against taxable profits. Always confirm specifics with your accountant.
Business finance & leasing in the UK is regulated by the FCA and there are a range of funders and brokers who can help you access finance for your business sector. Our recommendation is to speak to whole of market brokers, like ELS, to enable you to access a range of funders to find the best finance product to suit your business needs.
Ready to Get Started with Business Finance & Leasing?
Business finance & leasing doesn’t need to be complicated. Whether you’re a school, SME, or energy project, we’ll make sure you get the funding you need and approvals in as little as 48 hours.
ELS: Supporting Our Community
Menphys Sports Club
Sports provisions for young people with disabilities
A charity dedicated to supporting children and young people with disabilities. Through the Menphys Sport Club, ELS are able to contribute to creating inclusive sporting opportunities for all.
Lamp Mental Health Project
Passionate about mental health in Leicestershire
Supporting individuals with mental health challenges. Lamp’s Business Club allows ELS to contribute to a cause that’s close to our hearts, ensuring that everyone has the support they need.
Explore Our Finance Solutions
Equipment Finance
Business Funding
Energy Finance
Want us to call you back? Don't hesitate to drop us a message and we'll get in touch shortly.
Stuart McKee
FOUNDER, ELS
"Unlock your Potential,
not your capital."
ELS - EQUIPMENT LEASING SOLUTIONS